Core Functional Responsibilities
-  Conduct comprehensive credit analysis on corporates, including financial statement review, industry assessment, and business risk evaluation.
-   Assess creditworthiness, repayment capacity, and collateral adequacy to support sound lending decisions.
-   Prepare analysis for industry and corporates; and prepare detailed credit reports and recommendations for Credit Approval Committee.
-   Post monitoring of existing clients; monitoring credit exposures and track borrower performance, identifying early warning signals of credit deterioration.
-   Stay updated on regulatory guidelines, market developments, and emerging risks that may impact the credit portfolio.
-   Review various transactions’ documents & contracts.
-   Deliver regular and ad-hoc requests from related departments, Head Office and within Credit Approval department.
-   Other Credit Approval tasks as assigned by supervisor and the department

Experience / Skill Guideline
- Bachelor’s degree or equivalent;
-  Over 2 years working experiences in the area of credit analysis, risk management, or related fields within banking or financial institutions;
-  Strong knowledge of financial statement analysis, corporate finance and credit risk principles;
-  Excellent analytical, problem-solving, and report-writing skills;
-  High attention to detail, integrity, and ability to work under pressure to meet deadlines;
-  Language skills: Korean, English and Chinese;
-  Strong proficiency in MS Office and general computer use